$3,475,000
 $18,655 est/mo Sourced by Back At You

61 Top Ridge Trail,White Lake, NY 12786

White Lake, NY 12786

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Description

A mere two hours from New York City, The Top Ridge Retreat offers a rare combination of modern elegance, natural beauty, and complete privacy within the exclusive 2,500-acre gated community of The Chapin Estate. Set on more than eleven acres, this contemporary residence delivers a refined lifestyle designed for comfort, sophistication, and seamless indoor-outdoor living. Inside, the layout balances openness with intimacy. The home is offered fully furnished, with carefully curated furniture and artwork included to complement its contemporary design and elevate the overall living experience. The primary suite includes a private sitting area, fireplace, and spa-like bath, creating a true sanctuary. Additional bedrooms are spacious and well-appointed for guests. A sunken living room and libraryeach with a fireplaceadd warmth and architectural interest, while a dedicated gym, massage room, and wellness area enhance the home’s retreat-like atmosphere. Every element of the home has been thoughtfully crafted. With 205 oversized windows, natural light fills each space and creates a continuous connection to the surrounding forest. The expansive chef’s kitchen and dining room overlook the saltwater Gunite pool, pool house, and a fully equipped indoor/outdoor kitchen featuring a fireplace, pizza oven, and dining gazeboan ideal setting for effortless entertaining. A short stroll from the pool leads to a world-class tennis court with its own cabana, offering resort-level recreation right at home. The residence is built with uncompromising attention to quality. Features include a 12-zone radiant and solar heating system, a 12-ton central air conditioning system, custom cabinetry, and bespoke tile work throughout. From the solid wood doors to the precision-crafted finishes, every detail reflects a commitment to excellence. Life within The Chapin Estate offers unmatched access to nature and amenities. The community spans more than 2,500 acres of pristine forest and borders an additional 14,000 acres of protected conservation land. Residents enjoy miles of hiking, biking, and snowshoe trails; freshwater reservoirs and trout streams; concierge services; security patrols; and a members-only Lake Club. From within the community, owners have direct access to both Toronto Reservoir and Swinging Bridge Reservoir, ideal for boating, kayaking, fishing, and quiet days on the water. Just one mile away, the Chatwal Lodge provides elevated dining and hospitality. Located in the hamlet of White Lake, part of historic Bethelhome of the 1969 Woodstock concertthis region is rich with culture and recreation. The Bethel Woods Center for the Arts offers world-class performances and a renowned museum. Nearby, the Monticello Motor Club provides a premier private automotive experience. Farm-to-table dining, boutique cafés, craft breweries, lake activities, skiing, and endless outdoor adventures complete the lifestyle. A true escape from city life, The Top Ridge Retreat delivers privacy, beauty, and resort-style amenities in one of Sullivan County’s most coveted luxury communities. This is contemporary living at its finestwithout the stress of the Long Island Expressway.

Details

MLS #967444
Listing TypeFor Sale
StyleHouse
HOA Dues$4,000
Sub-TypeResale
StatusActive
Year2008
Days On Site176
Listing Provided ByChapin Sotheby's Intl Rlty | Christine B Vande Vrede

Features

Bed(s)5
Bath(s) 6 Total
SQ Feet5,735
Garage2
BasementY
PoolYes
Acreage11.11
Property ViewTrees, Woods

Interior

CoolingCentral Air
HeatingOil, Radiant Floor
Interior FeaturesFirst Floor Bedroom, First Floor Full Bath, Built-in Features, Cathedral Ceiling(s), Chefs Kitchen, Double Vanity, Eat-in Kitchen, High Speed Internet, Kitchen Island, Natural Woodwork, Open Floorplan, Open Kitchen, Primary Bathroom, Soaking Tub, Storage, Walk-In Closet(s), Washer/Dryer Hookup
AppliancesCooktop, Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Oil Water Heater

Exterior

Exterior FeaturesBalcony, Gas Grill, Lighting, Tennis Court(s)
Security FeaturesGated Community, Security System
Construction MaterialsStucco
Foundation DetailsConcrete Perimeter
Lot FeaturesBack Yard, Landscaped, Level, Part Wooded, Private, Wooded

Parking

Garage Yes / NoYes
Parking FeaturesDriveway

Utilities

UtilitiesCable Connected, Electricity Connected, Phone Connected, Propane, Trash Collection Private, Underground Utilities, Water Connected
SewerSeptic Tank

Location

Community FeaturesClubhouse, Fitness Center, Gated, Playground, Pool, Powered Boats Allowed, Tennis Court(s)

Taxes

Tax Year2025
Tax Assessed Value470000
Tax Annual Amount24417.24

Area Information

StateNY
CountySullivan County
CityWhite Lake
Zip Code12786
Community NameThe Chapin Estate
School DistrictMonticello High School
Elementary SchoolGeorge L Cooke School
High SchoolMonticello High School
Listing VS Median (in The Chapin Estate)
Price:
$3,475,000
low | high
Med:
$2,385,000
81.36690647482% of Average
sqft:
5,735
low | high
Med:
4,768
66.870095902354% of Average
$ / sqft:
$606
low | high
Med:
$473
71.878739113972% of Average
On site:
176
low | high
Med:
151
100% of Average
Sourced by Back At You

Market Activity 12786

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Learn More About This Property

StateNY
CountySullivan County
CityWhite Lake
Zip Code12786
Community NameThe Chapin Estate
School DistrictMonticello High School
Elementary SchoolGeorge L Cooke School
High SchoolMonticello High School
Listing VS Median (in The Chapin Estate)
Price:
$3,475,000
low | high
Med:
$2,385,000
81.36690647482% of Average
sqft:
5,735
low | high
Med:
4,768
66.870095902354% of Average
$ / sqft:
$606
low | high
Med:
$473
71.878739113972% of Average
On site:
176
low | high
Med:
151
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $2.66M - $4.343M
sqft: 4,000 - 7,000
Nearby Listings Property ImageNearby Listings Details
60 Top Ridge Trail Property Photo 1
$3,595,000
60 Top Ridge Trail
White Lake, NY 12786
Listing Updated: July 14, 2026 at 12:38:21 PM PDT